Consumer Law Author

Ava Gutierrez

Ava Gutierrez is a highly experienced attorney with a focus on consumer protection and class actions. She has represented clients in numerous high-profile cases and has a proven track record of success.

Credentials

J.D., University of Washington

12+ yearsConsumer ProtectionClass Actions

Assigned posts

Articles by Ava Gutierrez

Are MLMs Illegal? FTC Rules and Pyramid Scheme Red FlagsDo All States Require Car Insurance? Not QuiteDo I Need a Bank Account for a Payday Loan?How to Report Payments to a Credit Bureau as a BusinessHow to Tell If a Car Title Is Fake or RealCan I Change My Loan Payment Date? What Lenders AllowDo Insurance Adjusters Make Commission or Salary?How to Settle Debt With Creditors for LessHow Do Pawn Shop Loans Work: Fees, Terms, and RisksHow to Get Your True Credit Score: What Lenders Actually UseHow to Buy a Home Warranty: Plans, Costs and CoverageWhat Are Surcharge Fees? Rules, Caps, and State LawsDoes a Suspended Credit Card Affect Your Credit Score?What Happens If Your Bank Account Is Frauded?Why Is Venmo Holding My Money and How to Fix ItHow Long Does Payment History Stay on Your Credit Report?Can You Track Credit Cards? Location and SpendingCan You Get Rid of Bad Credit? What Can Be RemovedWhat Are Car Insurance Quotes and How to Compare ThemCan Negative Equity Be Rolled Into a Lease? Risks ExplainedWhat Are Bonus Points on Credit Cards & How They Work?How to Fight Debt Collectors: Your Rights and OptionsDoes a Check Deposit Instantly? Funds AvailabilityIs Roof Damage Covered by Homeowners Insurance?How to Get a Credit Card for Your Child: Age Rules and OptionsWhy Mobile Home Insurance Is So Expensive and What to DoHow Is a Vehicle Total Loss Calculated: ACV and SalvageWhat Insurance Covers Transmission Repairs?What Do You Actually Need a Credit Score For?How Does Pawning Gold Work? Loans, Terms & Tips